Відео

Basically you can sum this up with everyone’s situation is different. Always invest as much as you can in every single situation unless you are in extreme situations.

price is not always the only consideration. A higher rate may have benefits that are not always clear. picking the cheapest supplier might include high pollution, poor corporate management or even questionable ethics. Do you really want to eliminate a supplier just because of rates if they are the better company.

What do you think of VMFXX instead of BND?

One wonders what the 50 states’ individual Escheats (lost property) laws have to say about abandoned retirement accounts? Aren’t they subject to the same typical 5-10 year, then must over to the state, laws? And how does Uncle Sam know to get its cut (assuming it wasn’t a Roth), since in most states the lost property gets converted to simple cash and held by the state until claimed?

Amazing and detailed video in such a short period of time. Thank you!

Please just check spelling on word “descision “ at 2:32 Hey it is only because I’m a subscriber and very much like your work!!

It's funny I visioned checks in the mail checks in the mail. I got a check in the mail for overpaying my insurance company. Then again while cleaning my room many years ago I found an uncashed paycheck lol. 😂

Bro wtf how did you predict my age and where I live that's creepy

From what I remember about checking about Webull, it is owned by Apex Trading - or powered by them. Apex Trading is also into futures - and supplying a platform for traders to get into trading futures with minimal money down (margin?) Futures have a high margin requirement. (Peachy Investor, another channel into starting beginning traders, also uses Apex for futures). Webull is SIPC insured. What do you base your info on that Webull is Chinese owned? TikTok is not Webull. Any more information??

A past employer cashed out my 401(k) because it was under $5,000. I had 30 days to transfer to another brokerage before paying fees. Simply called Vanguard and transfer was done within 30 minutes.

I had been contemplating taking a sabbatical and also to pull out my traditional TSP (and the rest) and converting them to Roth IRA. Didn't even realize I could just go private sector and trigger it then, with no gap in income! Grazi

I subbed strictly for Molly, the financial advice on the side is just a bonus 😂 I’m a new investor thanks for all the help you’re my favorite investing youtuber and I’ve learned a ton from you thanks again.

9:01 shots fired 😂

1.6 Trillion dollars!!!

Jared, thanks for taking the time to make the educational content. It's appreciated.

I just had an estimated electric bill that was higher than I have ever used in my life. When I called to ask how they estimate if it is not based on past usage they replied “well it’s been very hot this summer”. I don’t even have central air! I read my meter to them and my bill was suddenly $50 lower. It’s all a scam.

We have propane. They even charge for the gas used in the delivery truck!

Hi Jarrad. Love the content. I have 2 401Ks. If my older former employer's 401K is much more than $8,000, can't I put ALL of that money, one big lump sum into my very first ROTH inside my very first brokerage account? Is that a ROTH conversion "rollover"? I have a new 401K with my new employer. Both are independent of each other. How can I transfer my ENTIRE 401K balance, from my previous job, entirely into a ROTH? Can somebody out there please advise? And how can I do this with the least amount of fees? Thank you Jarrad!!!

HealthEquity has a no fees account now when your employer no longer sponsors the account and options to access a HSBA (health savings brokerage account) for more investment options. The new options also drastically lower the cash amount threshold to invest.

I can understand why there's a limit with pretax money like in a Traditional IRA, but if the money going into a Roth is already taxed then why is there a limit?

Having a baby is a wealth killer

Social security is not even going to exist for us millennials

Doing my best for 15% making ~$65K pre tax

Taking a loan is different than early withdrawal remember! As you are paying yourself

Social security is NOT gonna be around for us 25y.os 😂

the excel sheet does not allow me to make a copy @Jarrad

My mom never pays more than $100 a month for electricity

I don't even know where the stock market is headed to right now. my portfolio of around 200k is not increasing more than 5% and people are predicting a crash.

Stop with the name calling. We're not weirdos or freaks.

You brought up 401k fees and I’m slightly confused by it. Help me out here. While yes I agree you want to go as low as possible….don’t you have to take the funds return into exception? For example in my 401k I do have an option to invest in a S&P fund at a low .05 expense ratio. But the historical return average since inception is 13.08. There is a growth fund that has a historical return average since inception of 17.60 but the expense ratio is .52 Are you telling me I’m still better off with doing the fund with the lowest expense ratio?

this channel doesnt talk about inflation or sequence of returns much does it. assuming your roth ira gets 7% returns on average over 37 years you should care about the purchasing power in that long span of time. idk how reliable 2.5 or 3 perscent annualy inflation is to real life but you could actually have 500k or even 300k in todays dollars meaning to live like somone with a 1m roth ira you would have to tack on more years of compounding etc

My county is Texas has zero choice. We have one electric and one gas provider.

Everybody should have SQQQ and Tesla in they portfolio. Invest your HSA as well😮😮😮😮

You said something blatantly wrong, and it’s really bothering me. In what since would you be decreasing diversification or increasing risk by having overlap in your funds? This makes no logical sense. I know people say to avoid this for complication sake, but this is the first I’ve heard anyone say anything along these lines, and it’s just objectively wrong. Could you expand on what you mean? I guess maybe I’m missing something…

$0.05/kwh in Chicago 😮 I live in Bay Area, I pay $0.45/kwh 😭

more than half of my bill is delivery fees and taxes. Those never go away regardless of my chosen supplier. I live in PA.

Great video but wanted to share that you can't do this with electric if your provider is a Co-Op company. I did this when I lived in the city but when I moved out to the country I could not switch because my provider was a Co-Op. I'm in Ohio so other states may be different.

My wife and I both have annuities to plan on and social security. She saves 10 percent and I save about 22 percent.... and add some personal money.

In the beginning of the video you showed Mississippi on your map, but didn't include any information on the state. Was it just an oversight? I'm in Mississippi, but certain you already have discerned that.

Government is going to control it all anyway.

My bill jump from less than $300 per month to $575 per month even though i use the same amount. The company I use is PG&E.they just make $500 millions profit After the state PUC allowed them to raise rate .😢

Hi, I feel like I’m misunderstanding something. If you keep raising your monthly contribution up, wouldn’t you over contribute and receive a type of penalty on your Roth and 401k?

What broker you use w is better I don’t want invest in a Chinese

Very interesting! Living in a state where this is not available I didn't even know that this was a thing. I just figured everyone was just stuck with the utility that was in their area. Now I wish this was available where I live as well. The free market is a great thing for consumers!

When you do this, is it something that you are going to get dinged for that termination fee if you don't transfer on the day it expires, or is there a way to set it up to transfer when the contract expires.... and then I guess the second part to that question is are you contracted with someone if you haven't done this before? My provider is NIPSCO, but I've never looked at anything other than the option to do renewable energy which is way more expensive.

Great advice. Indiana, no gas, but will keep in mind.

I hear you loud and clear about having to be enrolled in an HDHP, but out of ignorance is there any kind of workaround for veterans who have VA healthcare? If I already have healthcare do I still have to pay for another healthcare plan to take advantage of this? The pros clearly outweigh the cons, but it was a question worth asking!

I’m confused…is this video saying to take the money you put into your employer’s HSA and then use it toward buying index funds….or is it saying to put money into the HSA and just let it sit there??

Well, since these zero funds opened, the returns are pretty much exactly like the index funds. I don't fear tthem at all.

In my town in Texas we can’t choose anything. One stop shop at almost .15 cents per kWh